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Are you considering filing for bankruptcy and are wondering how long the process will take or how an attorney can help? Click for more.

Starting A Family With Debt? 5 Reasons To File Bankruptcy Now

17 August 2021
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Are you planning to start a family? Even if you've already begun the process through adoption or pregnancy, now may be the best time to get rid of your debt struggles through bankruptcy. Here are a few reasons not to put off this task. 1. You Can Focus Now Preparing for a new family member is exciting, but it's still a period in which you have more free time and attention to spend on other important tasks. Read More …

Experiencing Financial Difficulties? Two Reasons To File A Chapter 13 Bankruptcy

21 December 2020
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There is really no way to plan for financial hardships. You may plan your finances down to the letter but a single unexpected expense can throw your budget completely off, causing you to fall behind so much that there is no way for you to catch up. Trying to figure out how you'll get out of the lurch can seem like a hopeless proposition. However, there is something you can do. Read More …

Basic Guide To Chapter 7 Bankruptcy Exemptions

30 July 2020
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If you are filing for bankruptcy under Chapter 7 law, know that you don't have to liquidate all your assets. There are things that you can exempt from your bankruptcy so that you can keep it. Here is what you need to know about exemptions. State Laws Are Different The first thing to know is that bankruptcy laws are different in every state. While the entire value of a home may be exempt in one state, it may not be exempt in another. Read More …

How Bankruptcy Affects The Non-Filing Spouse

7 June 2019
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If you've come to the conclusion that nothing but a chapter 7 bankruptcy filing will remedy your financial situation, you don't have to include your spouse. Find out more about the potential repercussions when one spouse files for bankruptcy and the other doesn't. Credit Record Effects There is no question that filing for bankruptcy has a negative effect on a filer's ability to get credit afterward. The federal filing notation remains on the record for up to 10 years, though that notation's impact will lessen over time. Read More …

What Happens To Your Student Loans During Chapter 13 Bankruptcy?

26 February 2019
 Categories: , Blog

Chapter 13 bankruptcy is a "debt consolidation" bankruptcy, which restructures all of your debts in a way that makes them more manageable to pay. But what about student loans? You may have heard that student loans can't be discharged through bankruptcy, but that doesn't mean that bankruptcy can't help. What Happens During Bankruptcy? During the process of bankruptcy, all your debts are considered to be "on hold." Until the bankruptcy is completed, creditors cannot continue contacting you for the debt. Read More …

About Me
answers to your bankruptcy questions

Are you considering filing for bankruptcy? If so, you have a ton of questions that you need the answers to. Will you lose your home? Will you lose your cars? Will you have to repay the debt? How long will it take to get through the entire process? Will you ever be able to get financing in the future? These and many more questions about bankruptcy are answered right here on my blog. You will find out what your attorney will do for you and find advice for managing your finances a little better in the future to avoid finding yourself in this situation again.

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