Are you considering filing for bankruptcy and are wondering how long the process will take or how an attorney can help? Click for more.

Experiencing Financial Difficulties? Two Reasons To File A Chapter 13 Bankruptcy

21 December 2020
 Categories: , Blog

There is really no way to plan for financial hardships. You may plan your finances down to the letter but a single unexpected expense can throw your budget completely off, causing you to fall behind so much that there is no way for you to catch up. Trying to figure out how you'll get out of the lurch can seem like a hopeless proposition. However, there is something you can do. Read More …

Basic Guide To Chapter 7 Bankruptcy Exemptions

30 July 2020
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If you are filing for bankruptcy under Chapter 7 law, know that you don't have to liquidate all your assets. There are things that you can exempt from your bankruptcy so that you can keep it. Here is what you need to know about exemptions. State Laws Are Different The first thing to know is that bankruptcy laws are different in every state. While the entire value of a home may be exempt in one state, it may not be exempt in another. Read More …

How Bankruptcy Affects The Non-Filing Spouse

7 June 2019
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If you've come to the conclusion that nothing but a chapter 7 bankruptcy filing will remedy your financial situation, you don't have to include your spouse. Find out more about the potential repercussions when one spouse files for bankruptcy and the other doesn't. Credit Record Effects There is no question that filing for bankruptcy has a negative effect on a filer's ability to get credit afterward. The federal filing notation remains on the record for up to 10 years, though that notation's impact will lessen over time. Read More …

What Happens To Your Student Loans During Chapter 13 Bankruptcy?

26 February 2019
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Chapter 13 bankruptcy is a "debt consolidation" bankruptcy, which restructures all of your debts in a way that makes them more manageable to pay. But what about student loans? You may have heard that student loans can't be discharged through bankruptcy, but that doesn't mean that bankruptcy can't help. What Happens During Bankruptcy? During the process of bankruptcy, all your debts are considered to be "on hold." Until the bankruptcy is completed, creditors cannot continue contacting you for the debt. Read More …

Talk To A Bankruptcy Attorney For Guidance When You Need Help With Debt You Can’t Repay

8 January 2019
 Categories: , Blog

If you've accumulated a large amount of debt and struggle to make ends meet, bankruptcy might be the best solution for your problem. You could stay stuck in a financial disaster for years when you have credit card debt because constantly falling behind and making minimum payments makes it nearly impossible to pay off your debt. That can cripple your finances and ruin your chance at a decent retirement. A bankruptcy attorney can look over your financial situation and decide if bankruptcy is a good option for you. Read More …

About Me
answers to your bankruptcy questions

Are you considering filing for bankruptcy? If so, you have a ton of questions that you need the answers to. Will you lose your home? Will you lose your cars? Will you have to repay the debt? How long will it take to get through the entire process? Will you ever be able to get financing in the future? These and many more questions about bankruptcy are answered right here on my blog. You will find out what your attorney will do for you and find advice for managing your finances a little better in the future to avoid finding yourself in this situation again.